Mortgage Insurance
Mortgage Insurance: Protect Your Home and Your Loved Ones
What Is Mortgage Insurance?
Mortgage Insurance is life insurance designed to pay off your mortgage balance if you pass away. It can also offer disability or critical illness protection, depending on the coverage you choose.
Why Choose Personal Mortgage Insurance Over Bank Coverage?
Most lenders offer their own mortgage insurance, but it comes with limitations.
With independent mortgage insurance, you get more flexibility and long-term security.
Benefits of Individual Mortgage Insurance
- You own the policy—not the bank
- Your family receives the payout, not the lender
- Coverage stays with you, even if you switch lenders
- Choose your own beneficiary
- Often more affordable than bank-issued insurance
- Coverage remains level, not decreasing with your mortgage balance
- Can be combined with life, disability, or critical illness protection
How Mortgage Insurance Helps Your Family
- Pays off your mortgage in the event of death
- Protects your home in case of unexpected disability or illness
- Reduces financial stress for your loved ones
- Ensures your family can remain in the home
Is Mortgage Insurance Right for You?
Mortgage Insurance is ideal for:
- Homeowners with a new or existing mortgage
- Anyone wanting added protection for their family
- Couples with dependents
- First-time homebuyers seeking long-term financial security
Protect What Matters Most
Your home is more than a mortgage—it’s where your family feels safe. We’ll help you choose the right mortgage insurance plan to match your budget and long-term goals.
📞 Contact Ted Daigle IFS today